Terms and Conditions

1. Acceptance of Terms

By accessing or using the Findmerit Analytics website or any associated service, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. If you do not agree with any part of these Terms, you must discontinue use of the Service immediately.

2. Description of Service

Findmerit Analytics provides AI-driven data analysis and daily reporting intended to support users in reviewing financial and investment-related information. The Service presents aggregated data, summaries, and generated content for informational purposes only. Findmerit Analytics does not act as a financial advisor, broker, or fiduciary, and nothing within the Service constitutes personalised financial, investment, tax, or legal advice.

3. No Investment Advice or Warranty

All reports, analyses, and outputs generated by Findmerit Analytics are produced through automated processes and may contain errors, omissions, or outdated information. Markets and underlying data sources can change without notice. You acknowledge that any decisions made based on information from the Service are made at your own discretion and risk. Findmerit Analytics makes no representation or warranty, express or implied, regarding the accuracy, completeness, timeliness, or reliability of any content provided.

4. Eligibility and Account Responsibility

You must be of legal age in your jurisdiction to use the Service. If account access is provided, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify Findmerit Analytics promptly of any unauthorised use.

5. Acceptable Use

You agree not to misuse the Service, including but not limited to: attempting unauthorised access to systems or data, reverse-engineering or scraping content, redistributing reports for commercial resale without permission, or using the Service in any manner that could disable, overburden, or impair its operation.

6. Intellectual Property

All content, design elements, reports, text, graphics, and underlying software made available through the Service are the property of Findmerit Analytics or its licensors and are protected by applicable intellectual property laws. No rights are granted to you other than a limited, non-exclusive, non-transferable licence to use the Service for its intended personal or internal purpose.

7. Subscription, Fees, and Changes

Where applicable, access to certain features may require payment of fees as described at the point of purchase. Findmerit Analytics reserves the right to modify pricing, features, or availability of the Service at its discretion, with reasonable notice provided where practicable.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Findmerit Analytics and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or investment value, arising out of or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.

9. Third-Party Links and Data

The Service may reference or link to third-party data sources, tools, or websites. Findmerit Analytics does not control and is not responsible for the content, accuracy, or practices of any third party, and inclusion of such references does not imply endorsement.

10. Termination

Findmerit Analytics reserves the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that violates these Terms or is otherwise harmful to other users, Findmerit Analytics, or third parties.

11. Changes to These Terms

These Terms may be updated from time to time to reflect changes in the Service or applicable legal requirements. Any revised version will be posted on this page. Continued use of the Service after changes are posted constitutes acceptance of the updated Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Findmerit Analytics operates, without regard to conflict of law principles. Any specific jurisdictional clauses should be confirmed with a qualified legal advisor prior to publication.

13. Contact

Questions regarding these Terms can be directed to Findmerit Analytics through the contact details provided in the footer of this website.

This document is a general template and is provided without warranty of legal sufficiency. It does not constitute legal advice and should be reviewed by qualified counsel before being relied upon for an operating business.